Three years ago we bought a new home. It was perfect for us. I'd admired it from afar for over a year. Home-buying was a matter of the heart for me in this case.
I liked it because it had an amazing flower garden complete with wisteria arbour, which I absolutley mooned over. It also had a sweet little porch off the kitchen for relaxing over morning coffee. It had a laundry chute! Jeff liked the double garage and the shop-space for wood-working. And hey, the rest of the house was nice enough too. It nestled comfortably in a pleasant neighbourhood.
But it was a huge step up mortgage-wise for us. We were so close to paying off our mortgage on our old double-wide trailer trailer, our very first home that we'd owned. Maybe we should just stay where we were and be content? Wouldn't we rather have the financial freedom and all that?
After much thought....
Nahhhhh...let's do it anyway.
It seemed painfully expensive at the time but now we're glad we did. The real-estate stars and planets were all in place then if we had but known it. We're patting ourselves on the back for buying then, and not just because we left behind our grumpy-old-man neighbour, Joe.
We'd never be able to buy a nice house like this now. Our property assessment has doubled since we bought it. If we wanted to, we could probably sell it for more than that.
Prices are horrifyingly high around here. You can get diddly over squat for 150,000 dollars around here.
Actually...here's what you can get. Okay, I'll even knock off ten thousand, such a deal:
Hee hee....sometimes I miss living in that old shack. It's about four hundred square feet, and when you sat on the toilet you could put your feet at the back of the shower. You could hear a raccoon family growling away under the floors---drove the cat nuts. There were no kitchen cupboards or bedroom door. And if you placed a marble down on the floor it would traverse the length of the house because the whole place sat on a tilt.
The Italians might call it le rustico.That's Italian for house-falling-down.
We did have a much neater yard and better paint job when we lived there than in this photo though. We had a little Tudor cottage look going at one point... Anyway, it's been up for sale a couple of times and each time ye olde Hut gets a little rougher-looking and the price gets a little bit higher. Must be all the prestige of backing onto a McDonald's restaurant. :)
But at least there are a few options in this town if you're house-hunting.
For instance, I'm glad we don't live in the city. I think a hundred thousand might buy you a cardboard box on Robson Street in Vancouver.
And in Victoria, (which is actually the city I'd choose to live in if I ever became a City Mouse), what can one buy there?
Well, we talked to Jeff's sister who lives in Victoria tonight. She and her new husband are very excited because they will no longer have to live in their cramped, asthma-inducing apartment: they have just been approved to buy a three-decades-old townhome. I'm happy for them. But...
It's an astronomical mortgage. I mean, criminally outrageous.
Eeee......my own mortgage suddenly looks better.